The Ten Commandments of
Buying a Home
 

1
Thou shalt not change jobs, become self-employed or quit your job.

2
Thou shalt not buy a car, truck or van (or you may be living in it)!!

3
Thou shalt not use credit cards excessivly or let current accounts fall behind.

4
Thou shalt not spend money you have set aside for closing.

5
Thou shalt not omit debts or liabilities from your loan application.

6
Thou shalt not buy furniture.

7
Thou shalt not originate any inquiries into your credit.

8
Thou shalt not make large deposit without checking with your loan officer.

9
Thou shalt not change bank accounts.

10
Thou shalt not co-sign a loan for anyone.